AMCNOMA Insurance Services

HILB ROGAL & HOBBS (HRH)

Recognized as one of the top 10 insurance brokers in the World, HRH provides Academy members with your health care insurance services. HRH works with more than 45 associations in the state of Ohio. HRH offers a wide variety of insurance coverage options for AMC/NOMA physician members. Options include:

Health

  • Anthem Blue Cross and Blue Shield

Plan choices include:

  • PPO
  • Individual or group plans
  • All group plans include (in network):
  • Office co-pay
  • Emergency care
  • Prescription card
  • Routine check-ups
  • Maternity coverage
  • In/Outpatient therapy
  • Mental health and drug abuse coverage
  • 60 years’ experience

Disability

Benefits include:

  • Own Occupation
  • Unisex Rates
  • $1,000 AD&D
  • Renewal Guarantee
  • No Integration with SS/Worker’s Comp.
  • Residual Disability Rider
  • Survivor Benefit
  • Rehabilitation Benefit
  • Waiver of Premium

Maximum Monthly Benefit: $10,000 Simplified Application – Amounts up to $3,000 under age 60 A++ Superior rating of carrier by A.M. Best

Life

Benefits Include:

  • Guarantee Issue:
  • To $40K-new members
  • For groups 5-9
  • $40K Partners
  • $20K Staff
  • For groups 10+
  • $50K Partners
  • $30K Staff
  • Accelerated life benefit
  • Waiver of premium
  • Future purchase option
  • Annual increase option with simplified underwriting
  • AD&D available up to $300K/.12per 1K
  • A++ Superior rating of carrier by A.M. Best

Dental

Benefits include:

  • Plans available to:
  • Adults (working), single or w/dependants
  • Children (school age)
  • Seniors (55+)
  • Dentist of your choice
  • Low deductibles ($50 - $100)
  • 100% coverage on Preventive and 50% Basic/Major
  • Automatic acceptance

Business Overhead Expense

Benefits include:

  • Maximum monthly benefit: $15,000
  • Pays covered expenses after the first 15 or 30 days
  • Up to 24 months of coverage Variety of benefit amounts available
  • Premium tax deductible
  • Waiver of premium
  • Available for private practices or partnerships
  • A++ Superior rating of carrier by A.M. Best

Members are encouraged to contact HRH at 1.800.837.0503 with any questions about coverage, costs or if assistance is needed in any way. You may also check out HRH on-line at www.hrh.com. Please feel free to contact the AMC/NOMA Membership Department at (216) 520-1000, ext. 309 with any further questions.

THE PREMIUM GROUP, INC.

Do you have questions about your malpractice insurance coverage? The Premium Group, Inc. can help. They have an experienced staff who works to ensure you have the best coverage available at the best possible rates.

Do you want to know more?

The Premium Group was founded by a physician. You will have their commitment to always showing you all of your major options in today's confusing, yet competitive marketplace. More than 1,500 physicians trust The Premium Group's advice. They routinely see premium reductions of 25%.

Call Dave Martin at (440) 542-5020 today to learn more. You may also contact The Premium Group by e-mail through their website at www.gopgi.com